J.D. - Juris Doctor, Loyola Law School, 1986*.

C.L.U®. - Chartered LIfe Underwriter® Designation, The American College, 1986.

M.F.A. - Master of Fine Arts - Creative Writing, California Institute of the Arts, 2002.

M.P.A. - Masters in Public Administration - Golden Gate University, 1974.

B.A. - Bachelor of Arts, Oriental Studies, University of Arizona, 1971.



Thirty-six years in the LIfe Insurance Industry:

Corporate & Family Business Succession Plans

Estate Liquidity Planning

Pension and Profit Sharing

Charitable Bequests & Planned Giving

IRA's- Rollovers & Distributions



CERT, Community Emergency Response Team member, Palmdale, California.  Disaster preparedness training and mass casualty care in an urban setting.

WFR, Wilderness First Responder,  National Outdoor Leadership School. Locate, stabilize, treat & evacuate accident victims and sick persons when the definitive care of an emergency room is not available (i.e. in a wilderness setting).

ESL, Volunteer Instructor of English as a Second Language for children of migrant & immigrant workers.  Pueblo Learning Center, Palmdale, California.

Member & Secretary of New York Life's Agency Advisory Council.

Group Study Exchange Member from Rotary District 526 to Australia.



Search & Rescue Deputy for Kern County Sheriff's Dept.-Badge#35.  Trained in;   Man-Tracking, Hazardous Materials identification & isolation, Team searches, CPR & emergency trauma treatment, winter & desert survival.

Corporal, "C" Company, 1st Battalion (Airborne) 19th Special Forces.  Land Navigation, NBC (nuclear, biological, chemical) Instruction, Basic Airborne Training.

Platoon Sergeant, Infantry Company, U.S. ARMY.

 *Neither New York Life Insurance Company, nor its agents, provide legal advice.  Please consult your own legal professional before making any decisions.